I've been where you are.
"I know what it feels like to need capital and have no one explain anything to you."
Pedro Medina, Founder, Medina Funding Group
There was a time when everything I earned went to pay a debt that never seemed to shrink.
I was a business owner — working hard, serving customers, building something with my own hands. But I made a mistake that many entrepreneurs make: I borrowed money from the wrong person, under the wrong terms, without fully understanding what I was signing.
What followed were five years of handing over my entire monthly income to someone who threatened me when I couldn't pay. Five years of working not for my family or my future, but for a debt that kept growing. I eventually lost the business. I had to report them to the police. I entered a victim protection program just to get my life back.
That experience broke something in me. And then it built something stronger.
I spent years learning how money actually moves — connecting businesses with lenders, structuring loans, understanding the difference between a tool that helps you grow and a trap that holds you down.
That's why I built Medina Funding Group. Not to sell you a product. To be the person I wish I'd had.
Here's what that means in practice: I will tell you exactly how much a funding solution costs before you sign anything. I will explain the terms in plain Spanish. I will tell you honestly if I don't think a product is right for your situation — even if that means losing a commission. And if you need a short-term solution today, I will already be thinking about how to get you to a better, cheaper option in twelve months.
Are these products always cheap? No. Fast capital has a cost, and I won't pretend otherwise. But there is a difference between expensive and abusive. My job is to make sure you always know which one you're looking at.
Whether you are a business owner who needs working capital this week, a Latin American company ready to enter the U.S. market, or a private investor looking to deploy capital on either side of the Americas — you deserve someone who understands both worlds, speaks your language, and tells you the truth about every option on the table.
That's what Medina Funding Group is here for.